STP Retirees
STAY CONNECTED TO INFORMATION IMPORTANT
TO YOUR RETIREMENT
Announcements
Sept. 19, 2024
2025 Pre-65 Retiree Open Enrollment is right around the corner!
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Who: Pre-65 Retirees, Pre-65 Spouses of Retirees, and Surviving Spouses
What: 2025 Open Enrollment
When: October 7-24, 2024
Where: Online –Dayforce
A 2025 Retiree Benefits Brochure and Ceridian Dayforce login instructions will be emailed to you around September 26th so please keep an eye on your inbox for more information. If your personal email address is not on file with STP, please provide this information to the Benefits Department by emailing ebenefits@stpegs.com or calling 361-972-4000. Additionally, STP will be sending Open Enrollment reminders and updates via automated phone call messages.
You are able to complete your Open Enrollment form through the Dayforce mobile app! Just search for the Dayforce app in the Google Play and Apple App store and download the most recent version to your phone. It is critical that your phone (iphone or android) have the most recent updates on it. You will need to use a Dayforce mobile app version of IOS – 2023.1.4 or Android 2023.1.4 version or higher. Your iOS operating system must be version 15.0 or higher. Your Android operating system must be 8.0 (API level 26) or higher.
This will be a passive enrollment. If you do not wish to make 2025 changes your 2024 benefits will rollover to 2025 and will be updated for the 2025 premiums.
If you have any questions about Open Enrollment, please feel free to email us at ebenefits@stpegs.com or calling 361-972-4000.
Stay Connected
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We want to stay connected with our retirees!
Please help us keep our contact information updated by sending us any changes to your phone number or email address. New information should be sent via email to ebenefits@stpegs.com.
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Apr. 23, 2024
2023 Annual Funding Notice
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The 2023 Annual Funding Notice for the STP Retirement Plan will be mailed to your home by April 30, 2024. This notice includes general information about the funding status of the STP Retirement Plan. No action is required on your part. Click here or on the icon below to see a pdf of the document. Please email ebenefits@stpegs.com with any questions.
Feb. 15, 2024
HSA Changes to HealthEquity
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STP Nuclear Operating Company’s Health Savings Accounts (HSA) associated with the STP Medical plan are moving to HealthEquity.
The current HSA accounts administered by BenefitWallet have been acquired by HealthEquity. This transition is occurring as part of the acquisition. If you have an HSA account you can expect to receive communications and new HSA cards from HealthEquity in the mail. If you have received a welcome kit from HealthEquity with a new HSA card, please know that this is a legitimate communication. You should begin following the instructions you received in the welcome kit.
Feb. 5, 2024
Notice Regarding 2023 Form 1095C for STP Retirees
The 2023 form 1095C will be mailed to you home address on file by March 1, 2024. The form is also available upon request after March 1, 2024, if requested after this date the form be provided within 30 days of the date the request is received.
To request a copy of your 2023 Form 1095C or if you have any questions, please contact ebenefits@stpegs.com.
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Nov. 20, 2023
Ceridian Security
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Ceridian Dayforce has recently alerted customers that they continue to discover counterfeit Dayforce websites designed to illicitly harvest user credentials which aim to trick users into divulging their Dayforce login information. Some of these fraudulent websites come up during regular search engine (ex: Google) searches for Ceridian. Ceridian is actively collaborating with third-party service providers and law enforcement agencies to neutralize these fraudulent sites as quickly as possible.
For your security and the company’s protection, the Ceridian Dayforce site should only be accessed through the STP Homepage link, external link provided by STP HR/Total Rewards, or the Dayforce App. In addition, do not give out any personal information to anyone who may call or email claiming to be a Ceridian representative. Ceridian Dayforce will never contact employees by phone to request personal information, such as social security numbers, bank account details, or any other sensitive data.
Below is a trusted link to STP’s Ceridian Dayforce site. Please bookmark or save to your favorites.
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Oct. 23, 2023
Transition to Fidelity Feb. 1
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As previously communicated, STP will be changing vendors for our savings plan recordkeeping services in 2024, moving from Vanguard to Fidelity as our selected service provider.
The transition to Fidelity is expected to occur on Feb. 1. An FAQ was created to address some commonly asked questions regarding the transition. During this transition our team will continue to strive for excellence in serving you and your families with the benefits you depend on.
Please stay tuned for more communications and we implement this change. If you have any further questions, please call our Benefits team at 361-972-3611 ext. 4000 or email ebenefits@stpegs.com.
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Oct. 2, 2023
2024 Pre-65 Retiree Open Enrollment
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2024 Pre-65 Retiree Open Enrollment is right around the corner!
Who: Pre-65 Retirees, Pre-65 Spouses of Retirees, and Surviving Spouses
What: 2024 Open Enrollment
When: October 9-26, 2023
Where: Online – Ceridian Dayforce
A 2024 Retiree Benefits Brochure and Ceridian Dayforce login instructions were emailed to you on September 26, so please check your inbox for more information. If your personal email address is not on file with STP, please provide this information to the Benefits Department by emailing ebenefits@stpegs.com or calling 361-972-4000. Additionally, STP will be sending Open Enrollment reminders and updates via automated phone call messages.
If you have any questions about Open Enrollment, please feel free to email us at ebenefits@stpegs.com or calling 361-972-4000.
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Jan. 1, 2022
Your Rights and Protections Against Surprise Medical Bills
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When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected by federal law from surprise billing or balance billing.
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What is “balance billing” (sometimes called “surprise billing”)?
When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.
“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.
“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.
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You are protected from balance billing for:
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Emergency services
If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as deductibles, copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.
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Certain services at an in-network hospital or ambulatory surgical center
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When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.
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If you get other services at these in-network facilities, out-of-network providers can’t balance bill you, unless you give written consent and give up your protections.
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You’re never required to give up your protections from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.
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When balance billing isn’t allowed, you also have the following protections:
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You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.
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Your health plan generally must:
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Cover emergency services without requiring you to get approval for services in advance (prior authorization).
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Cover emergency services by out-of-network providers.
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Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
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Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.
If you believe you’ve been wrongly billed, you may contact the Department of Labor or your medical vendor.
Visit the Department of Labor’s website (www.dol.gov/ebsa)or call the Employee Benefits Security Administration (EBSA) Toll-Free Hotline at 1–866–444–EBSA (3272) for more information about your rights under federal law.